FINANCIAL ANALYSIS AND PLANNING
Financial analysis helps you understand the real financial position of your company and how efficiently it operates. Through this process, we provide insights that support better decision-making and long-term stability.
Our financial analysis covers:
- Liquidity review – assessing whether your receivables and obligations are well balanced in the short and long term
- Business performance review – analyzing revenues, expenses, and overall financial results
- Sales and funding balance – comparing your sales goals and structure with the resources you need and the sources of financing available
- Financial policy alignment – ensuring that financial goals support your wider business strategy, including production, marketing, and growth objectives
To achieve this, we apply proven tools such as:
- Ratio analysis
- Break-even analysis
- Cash flow analysis
Ratio analysis provides a clear and efficient way to evaluate a company’s financial position. It delivers key indicators of liquidity, efficiency, profitability, and financial structure – presented in a way that is understandable and practical for decision-makers.
Break-even analysis shows how well fixed and working assets are covered by equity and long-term capital. Combined with ratio analysis, it offers a complete picture of financial stability.
Cash flow and funds flow analysis examine the movement of money and resources, helping you understand how capital is generated and used.
We also place a strong focus on risk analysis – identifying business, financial, and overall risks. This includes examining different types of leverage:
- Operating leverage – measures how sensitive business profit is to changes in sales volume
- Financial leverage – shows the relationship between operating profit and profit before tax, taking into account the cost of financing
- Combined leverage – provides the most complete view of total risk exposure, combining both operating and financial leverage
Financial analysis is the foundation of proper financial planning – both strategic and operational.
The members of our team have been supporting SMEs and large companies for many years in business analysis and the development of strategic and operational plans.
Our mission is to help you turn your long-term vision into a clear, actionable strategy. Our approach includes:
- Setting measurable objectives (KPI) across all key areas of your business.
- Defining assumptions about market conditions, competition, and resources.
- Shaping strategies and action plans to reach your targets.
- Scenario analysis and risk assessment to ensure resilience and adaptability.
With our support, your strategic plan becomes a dynamic tool that guides decision-making, anticipates risks, and aligns your organization with sustainable growth.
Building on the adopted strategic directions and long-term business goals, we define operational, measurable objectives through a set of annual plans, including:
- Sales and marketing plan
- Production plan
- Investment plan
- Human resources plan (workforce volume, structure, and development)
- Operating expenses plan
- Income statement projection
Together, these elements form the company’s annual operational plan.
Alderman team brings extensive experience in business analysis and in preparing both strategic and operational plans – for SMEs as well as large companies.
Contact Us:
plan@alderman.rs
Contact Us:
Business and Finance Consulting Agency ALDERMAN CONSULTING